Lumpsum Calculator
Switch between Lumpsum and SIP to plan your investments smartly
SIP Lumpsum Calculator
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Smart Tip
Start investing early to maximize your compounding benefits over time.
Lumpsum and SIP Calculator - Plan Your Mutual Fund Investments Smartly
Use our free Lumpsum Calculator and SIP Calculator to estimate potential returns from your mutual fund investments. Compare both investment strategies, understand the power of compounding, and make informed decisions to achieve your financial goals.
What is a Lumpsum Investment?
A lumpsum investment involves investing a significant amount of money in one go, typically in mutual funds. This approach is ideal for investors who have a large corpus available and want to potentially maximize returns through the power of compounding from day one.
What is SIP (Systematic Investment Plan)?
SIP allows you to invest a fixed amount regularly (usually monthly) in mutual funds. It's perfect for salaried individuals and beginners who want to build wealth gradually through disciplined investing while benefiting from rupee cost averaging.
Lumpsum vs SIP: Key Differences
| Feature | Lumpsum | SIP |
|---|---|---|
| Investment Style | One-time, large amount | Regular, fixed smaller amounts |
| Best For | Investors with large corpus | Salaried individuals & beginners |
| Market Timing Risk | Higher | Lower (rupee cost averaging) |
| Compounding Benefit | Immediate full benefit | Gradual benefit |
Frequently Asked Questions
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.