SIP vs One Time Investment Calculator
Compare returns between systematic monthly investments and one-time lump sum investments instantly.
Calculate Returns See ComparisonInvestment Calculator
Total Investment ₹0
Estimated Gain ₹0
Final Value ₹0
SIP Returns
Investment: ₹0
Gain: ₹0
One-Time Returns
Investment: ₹0
Gain: ₹0
Pro Investment Tip
Start investing early to maximize compounding benefits. Even ₹5,000 monthly SIP can grow to ₹1+ crore over 25 years at 12% returns.
SIP vs One Time Investment
Use this calculator to compare two investment strategies. SIP involves regular monthly investments, while one-time investments deploy a lump sum amount all at once.
Which is Better?
SIP works best for salaried individuals with regular income. It reduces market timing risk through rupee cost averaging.
One-Time Investment works well when you have a large corpus or when markets are undervalued.
Example Calculation
SIP: ₹10,000/month for 20 years at 12% = ₹1.00 Crore+
One-Time: ₹5,00,000 for 20 years at 12% = ₹48.34 Lakhs